
One of the first steps in your homebuying journey is getting pre-approved. To understand why it's such an important step, you need to understand what pre-approval is and what it does for you. Business Insider explains:
"In a preapproval [sic], the lender tells you which types of loans you may be eligible to take out, how much you may be approved to borrow, and what your rate could be."
Basically, pre-approval gives you cr...

2023 is off to a great start! Check out some of the top local news stories and see what events are coming up on the Emerald Coast as we head into February!
Plans are already underway for the 75th Destin Fishing Rodeo
Public art project will put 20 colorful birds around Okaloosa County

2023 is off to a great start! Check out some of the top local news stories and see what events are coming up on the Emerald Coast as we head into February!
Walton County bookstore voted best in Florida
https://www.wjhg.com/2023/02/01/walton-county-bookstore-voted-best-florida/
Let the good times roll at the Baytowne Mardi Gras Parade and Street Party
https://www.baytownewharf.com/what_to_do.php?month=2
Mimmo's 30A Brings Authentic, Southern Italian Flavors to the Beach
Don't Miss The 34th Annual Sandest...

The 2022 housing market has been defined by two key things: inflation and rapidly rising mortgage rates. And in many ways, it's put the market into a reset position.
As the Federal Reserve (the Fed) made moves this year to try to lower inflation, mortgage rates more than doubled – something that's never happened before in a calendar year. This had a cascading impact on buyer activity, the balance between