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6406 River Bluff Trail, Panama City Beach, FL 32413

$1,295,000
  • 6406 River Bluff Trail, Panama City Beach, FL 32413 Main Photo

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Active Under Contract
BEDS6 BATHS5 full SQUARE FEET3,746 MLS#784323
STATUSActive Under Contract PROPERTY TYPEResidential - Single Family SUBDIVISIONRivercamps On Crooked Creek

Property Description

OPEN HOUSE CANCELLED | CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS GROUND-LEVEL, SINGLE-STORY LIVING | FLOOD ZONE X | DUAL-RESIDENCE DESIGN | 6406 River Bluff Trail is a thoughtfully designed single-story residence within RiverCamps on Crooked Creek, positioned on an approximately 0. 81-acre homesite and offering a scale and sense of space that is increasingly uncommon within the community. Located in Flood Zone X, the property benefits from a high-and-dry classification that typically does not require flood insurance. | Built in 2019, the home offers 3,746 square feet of heated living space with a rare dual-residence configuration, intentionally designed as two fully independent living quarters, each with its own living areas, kitchen, and garage access. The two living environments are connected by shared outdoor spaces, allowing privacy and flexibility without physical separation. | One residence features expansive primary living spaces with its own dedicated garage, while the second provides a complete living suite with its own kitchen, bedrooms, and separate garage. An additional adjacent carport supports the secondary living space and provides convenient covered parking. | The interior includes six bedrooms, five full bathrooms, two kitchens, and multiple living areas, all arranged across a true single-story floor plan. Open-concept main living spaces emphasize flow and functionality, while the metal roof and modern systems reflect recent construction quality. The homesite offers privacy, usable outdoor space, and a wooded setting that supports comfort and day-to-day livability within the RiverCamps environment. | Convenient proximity to the community entrance supports efficient access in and out of RiverCamps while maintaining the natural character the community is known for. | RiverCamps on Crooked Creek spans more than 1,500 acres, with approximately 1,000 acres preserved as conservation land. Community amenities include gated access, boardwalks and trails, a river house, community pool, gathering spaces, kayak and paddle access to Crooked Creek, as well as a community boat ramp and dedicated boat storage for residents?creating a balance of nature, privacy, and thoughtfully designed amenities. | Within RiverCamps on Crooked Creek, 6406 River Bluff Trail stands out for offering true ground-level, single-story living, Flood Zone X placement, and a purpose-built dual-residence layout designed for long-term flexibility and everyday use. | The property is located within RiverCamps on Crooked Creek and is subject to a homeowners association. The current HOA fee is $830. 59 per quarter, for an annual amount of $3,322. 36. HOA information is provided for convenience and is subject to verification. | All information is deemed reliable but not guaranteed. Buyer to verify if important.

6406 River Bluff Trail | MLS# 784323

This single family home located at 6406 River Bluff Trail, Panama City Beach, FL 32413 is currently listed for sale with an asking price of $1,295,000. This property was built in 2019 and has 6 bedrooms and 5 full baths with 3746 sq. ft. River Bluff Trail is located in the Rivercamps On Crooked Creek subdivision. Search Rivercamps On Crooked Creek real estate on www.premierfl.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Central Air
Garage: 3
Heating: Central, Electric
Home Style: Craftsman
Lot Size: 0.81 Acres
Roof Type: Metal
Stories: 1.0
Taxes: $5,825
Year Built: 2019

Amenities

Entrance Foyer
Fire Pit
Porch

Feature Descriptions

Appliances: Electric Water Heater, Tankless Water Heater
Association Amenities: Other, See Remarks, Gated, Gazebo, Barbecue, Picnic Area, Boat Slip
Community Features: Barbecue, Boat Facilities, Clubhouse, Dock, Fishing, Playground, Park, Pool, Waterfront, Community Pool, Gated
Days on Site: 43
Exterior: HardiPlank Type, Wood Frame
Flooring: Luxury Vinyl Plank
Parcel#: 32611-503-000
Parking: Additional Parking, Garage, Garage Door Opener
Parking Notes: Additional Parking, Garage, Garage Door Opener
Patio/Porch: Porch, Screened
Pool: In Ground, Community
Security: Security Gate, Gated Community, Security Service
Sewer: Public Sewer
Utilities: Cable Connected, Electricity Available, Phone Connected, Underground Utilities
Window: Double Pane Windows

Room Sizes

Laundry: 8.4 X 5.3 Level - First
Full Bath: 8.9 X 5.9 Level - First
Bedroom: 12.9 X 12.3 Level - First
Primary Bathroom: 5.1 X 10 Level - First
Primary Bedroom: 14.1 X 12.3 Level - First
Dining Room: 16.7 X 7.1 Level - First
Kitchen: 10.5 X 14.1 Level - First
Living Room: 15.5 X 17.6 Level - First
Laundry: 6.2 X 8.7 Level - First
Primary Bathroom: 18.7 X 11.5 Level - First
Primary Bedroom: 17.9 X 17 Level - First
Full Bath: 5.6 X 10.9 Level - First
Bedroom: 11.2 X 14.1 Level - First
Bedroom: 11.2 X 16.2 Level - First
Full Bath: 5.6 X 6.7 Level - First
Bedroom: 11.6 X 16.1 Level - First
Living Room: 20.1 X 17.2 Level - First
Kitchen: 7.8 X 14.4 Level - First
Dining Room: 11.8 X 12.1 Level - First
Foyer: 5 X 10.1 Level - First

Local Schools

High School: Arnold
Middle School: Surfside
Elementary School: West Bay

Listed By / Shown By

Listed By

Agency Name: Coldwell Banker Realty

Shown By

Agency Title: Premier Property Group
Agency Phone: 850-337-1555

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Estimated Payment

$ 3,745.23 per month $2,882.11 Principal & Interest $485.42 Property Tax $377.71 Homeowner's Insurance

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