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4196 Mossy Cove Court, Niceville, FL 32578

$644,900
  • 4196 Mossy Cove Court, Niceville, FL 32578 Main Photo

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Active Price Reduced by $5,000 on April 16th, 2026
BEDS4 BATHS2 full 1 partial SQUARE FEET3,182 MLS#990812
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONROCKS COVE SUBDIVISION

Property Description

Nestled in the desirable Rocks Cove community of Bluewater Bay, this remarkable 4-bedroom, 2.5-bath home offers 3,182 square feet of thoughtfully designed living space on a quiet cul-de-sac just minutes from the sparkling waters of Choctawhatchee Bay and convenient public boat ramp access. This spacious three-story residence welcomes you with an open floor plan, soaring ceilings, and a warm, inviting atmosphere. The living area showcases built-in shelves, recessed lighting, two ceiling fans, and a cozy fireplace, along with direct access to a tiled, screened-in Florida room with dramatic 14-foot ceilings. A sliding glass wall system opens fully to create a seamless indoor-outdoor entertaining space perfect for relaxing or dining year-round. Adjacent to the living room, the open dining area easily accommodates large gatherings and is beautifully enhanced with crown molding that continues throughout the main living spaces. The kitchen is designed for both style and function, featuring granite countertops, abundant cabinetry, recessed lighting, stainless steel appliances, a pantry, and a generous island with a breakfast bar ideal for casual meals or additional seating. The first-floor master suite offers comfort and privacy with direct access to the back patio. The master bath includes a double vanity, Whirlpool tub, walk-in shower, and a spacious walk-in closet with built-in shelving. Upstairs, three generously sized guest bedrooms each include ceiling fans and plantation shutters, with one bedroom boasting its own private balcony. The upper-level bathroom features a double vanity, tile flooring, and a shower/tub combination. The home also includes a central vacuum system, a second-floor laundry chute, and a bonus landing area for added versatility. A major mechanical update was completed in October 2021 with the installation of new upstairs and downstairs HVAC units, and a termite bond is in place and paid through June 2026 for added peace of mind. A standout feature of this home is the impressive 500-square-foot bonus room on the third flooran incredible space with endless possibilities. Located directly across from the Bluewater Bay Marina and just minutes from the Mid-Bay Bridge, this home also offers access to exceptional community amenities including four pools (one heated), two championship 18-hole golf courses, award-winning tennis facilities, a full-service marina, a clubhouse with a restaurant, parks, and a playground. With its prime location, thoughtful upgrades, and expansive layout, this home is truly a must-see.

4196 Mossy Cove Court | MLS# 990812

This single family home located at 4196 Mossy Cove Court, Niceville, FL 32578 is currently listed for sale with an asking price of $644,900. This property was built in 2008 and has 4 bedrooms and 2 full and 1 partial baths with 3182 sq. ft. Mossy Cove Court is located in the ROCKS COVE SUBDIVISION subdivision. Search ROCKS COVE SUBDIVISION real estate on www.premierfl.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Ceiling Fans, Central Air
Fenced: Yes
Garage: 2 car attached
Heating: Central
Home Style: Contemporary
Lot Size: 0.17 Acres
Stories: 3.0
Taxes: $5,848
Year Built: 2008

Feature Descriptions

Appliances: Auto Garage Door Opn, Central Vacuum, Dishwasher, Disposal, Microwave, Stove/Oven Electric, Water Heater - Elect
Community Features: Boat Launch, Dock, Fishing, Golf, Marina, Pool, Tennis, Waterfront
Days on Site: 136
Exterior: Frame, Stucco
Exterior: Fenced Back Yard, Lawn Pump, Sprinkler System
Financing Terms: Conventional, FHA, VA
Flooring: Floor Tile
Foundation: Slab
Interior: Breakfast Bar, Ceiling Crwn Molding, Ceiling Raised, Fireplace, Pantry, Pull Down Stairs, Washer/Dryer Hookup
Lot: Cleared, Cul-De-Sac, Level
Lot Dimensions: 75X100
Parcel Number: 15-1S-22-1220-0000-0090
Parking: Garage
Patio/Porch: Patio Covered, Patio Enclosed
Pool Features: Pool Type
Property Condition: Construction Complete
Road Frontage: County Road
Road Surface: Paved
Rooms Total: 13
Sewer: Public Sewer
Sub Type: Detached Single Family
Utilities: Electric, Phone, Public Water, Underground
Window: Plantation Shutters, Double Pane Windows

Room Sizes

Bedroom: 13 X 10 Level - Second
Full Bathroom: 14 X 8 Level - Second
Living Room: 20 X 15 Level - First
Dining Room: 20 X 15 Level - First
Kitchen: 16 X 16 Level - First
Foyer: 13 X 10 Level - First
Half Bathroom: 8 X 3 Level - First
Laundry: 9 X 9 Level - First
Primary Bedroom: 20 X 15 Level - First
Primary Bathroom: 11 X 10 Level - First
Loft: 9 X 8 Level - Second
Bedroom: 15 X 14 Level - Second
Bedroom: 16 X 12 Level - Second

Local Schools

High School: Niceville
Middle School: Ruckel
Elementary School: Plew

Listed By / Shown By

Listed By

Agency Name: Briar Patch Realty LLC

Shown By

Agency Title: Premier Property Group
Agency Phone: 850-337-1555

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Estimated Payment

$ 2,110.70 per month $1,435.27 Principal & Interest $487.33 Property Tax $188.10 Homeowner's Insurance

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