BEDS5
BATHS4 full
SQUARE FEET3,100
MLS#789905
STATUSActive
PROPERTY TYPEResidential - Single Family
SUBDIVISIONPayne Lakes Phase 1
Property Description
Lakefront living with room to breathe on beautiful Payne Lake! Situated on 1. 45 private acres just outside Chipley, this property offers peaceful country living with easy access to Panama City, the Gulf Coast, and Tyndall Air Force Base. Inside, the open-concept layout is filled with natural light and showcases stunning lake views through expansive windows. The spacious kitchen flows seamlessly into the living and dining areas, creating the perfect setup for entertaining or relaxing after a day on the water. Step outside to a large deck shaded by mature oak trees overlooking the lake--ideal for morning coffee, sunset dinners, and weekend gatherings. Enjoy kayaking, fishing, paddleboarding, and abundant wildlife right from your backyard. A separate efficiency suite with private entrance, kitchenette, and full bath adds incredible flexibility for guests, multi-generational living, or potential rental income. With no HOA and plenty of space for boats, hobbies, gardens, or future expansion, this property offers the freedom to truly enjoy lake life. All this while being less than an hour from Panama City and the beaches. If you've been searching for privacy, views, and a laid-back waterfront lifestyle, this Payne Lake retreat delivers.
Property Features
Property Type: Residential - Single Family
Cooling: Central Air, Ceiling Fan(s)
Garage: 3
Heating: Central, Electric
Home Style: Country
Lot Size: 1.45 Acres
Stories: 2.0
Taxes: $880
Year Built: 1986
Amenities
Interior Steps
Deck
Feature Descriptions
Appliances: Electric Range, Electric Water Heater
Community Features: Short Term Rental Allowed
Days on Site: 6
Exterior: Block, Metal Siding, Concrete
Fencing: Chain Link
Lot Dimensions: 175x470x406
Parcel#: 00000000-00-3322-0003
Parking: Additional Parking, Garage, Garage Door Opener
Parking Notes: Additional Parking, Garage, Garage Door Opener
Patio/Porch: Deck
Special View Info: Lake
Utilities: Electricity Available
Waterfront: Lake, Lake Front
Room Sizes
Living Room: 13 X 11 Level - Second
Primary Bedroom: 10 X 13 Level - Third
Bedroom: 15 X 12 Level - Second
Bedroom: 13 X 13 Level - Second
Kitchen: 10 X 10 Level - Second
Den: 19 X 16 Level - First
Local Schools
High School: Vernon
Middle School: Vernon
Elementary School: Vernon Elementary
Listed By / Shown By
Listed By
Agency Name: Hilltop Legacy Realty
Shown By
Agency Title: Premier Property Group
Agency Phone: 850-337-1555
Estimate Your Payment
Estimated Payment
$ 1,206.09 per month $1,001.50 Principal & Interest $73.33 Property Tax $131.25 Homeowner's Insurance
3783 Payne Lake Road | MLS# 789905
This single family home located at 3783 Payne Lake Road , Chipley, FL 32428 is currently listed for sale with an asking price of $450,000. This property was built in 1986 and has 5 bedrooms and 4 full baths with 3100 sq. ft. Payne Lake Road is located in the Payne Lakes Phase 1 subdivision. Search Payne Lakes Phase 1 real estate on www.premierfl.com today.