2601 Oak Street, Panama City Beach, FL 32408

$385,000
  • 2601 Oak Street, Panama City Beach, FL 32408 Main Photo

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Active Price Reduced by $40,000 on June 1st, 2026
BEDS3 BATHS2 full SQUARE FEET1,457 MLS#785430
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONTreasure Cove

Property Description

$40,000 PRICE IMPROVEMENT, House appraised February 2026 for $449,000. Instant EQUITY! Appraisal is available to be shared. Exceptional value on the East End of Panama City Beach. Rarely available, this property is on a DOUBLE LOT and includes a fenced side yard with buildable potential--a valuable and increasingly hard-to-find feature that significantly enhances both usability and long-term upside. This well-maintained, move-in-ready 3-bedroom, 2-bath home features a bright open layout with vaulted ceilings and a spacious living area that flows seamlessly into the kitchen and dining space. The kitchen offers ample counter space, pantry, breakfast bar, and a large dining area ideal for everyday living or entertaining. Durable luxury vinyl plank flooring runs throughout, providing a clean, cohesive look with low-maintenance appeal. The primary suite includes a walk-in closet and private bath, while the two additional bedrooms share a full bathroom, creating a practical layout for guests, family, or a home office. The home is currently on septic, with sewer available at the street--offering the option to connect. Once connected and the septic removed, the side yard provides ample space to accommodate a large pool. Outdoors, enjoy privacy-fenced side and backyard areas along with a storage building. The side yard itself offers exceptional flexibility--whether you envision adding a second residence, guest quarters, a detached garage, or creating dedicated space for a boat, work trailer, or additional parking. With sewer accessible, the groundwork is in place to maximize the property's full potential now or in the future. Conveniently located approximately a 10-minute drive to the nearest public beach access on Thomas Drive and St. Andrews State Park, and just minutes from local schools and Naval Support Activity Panama City, this property offers both accessibility and a quiet residential setting. A price improvement combined with added land flexibility makes this a compelling opportunity worth seeing in person. **All information and measurements are believed to be accurate; however, if important to the Buyer, they should be verified.

2601 Oak Street | MLS# 785430

This single family home located at 2601 Oak Street, Panama City Beach, FL 32408 is currently listed for sale with an asking price of $385,000. This property was built in 2005 and has 3 bedrooms and 2 full baths with 1457 sq. ft. Oak Street is located in the Treasure Cove subdivision. Search Treasure Cove real estate on www.premierfl.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Central Air, Ceiling Fan(s)
Fenced: Yes
Heating: Central, Electric
Home Style: Traditional
Lot Size: 0.36 Acres
Roof Type: Shingle
Year Built: 2005

Feature Descriptions

Appliances: Electric Range, Electric Water Heater
Community Features: Short Term Rental Allowed
Days on Site: 105
Exterior: Stucco, Wood Frame
Fencing: Fenced, Privacy
Lot: Paved
Lot Dimensions: 157 x 100
Parcel#: 31011-000-000
Patio/Porch: Covered, Porch
Security: Smoke Detector(s)
Utilities: Electricity Available, Sewer Available

Room Sizes

Laundry: 6 X 4 Level - First
Bedroom: 10 X 10 Level - First
Bedroom: 14 X 12 Level - First
Primary Bathroom: 8 X 5 Level - First
Primary Bedroom: 16 X 16 Level - First
Dining Room: 15 X 15 Level - First
Living Room: 16 X 16 Level - First

Local Schools

High School: Arnold
Middle School: Surfside
Elementary School: Patronis

Listed By / Shown By

Listed By

Agency Name: Counts Real Estate Group Inc

Shown By

Agency Title: Premier Property Group
Agency Phone: 850-337-1555

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Estimated Payment

$ 969.13 per month $856.84 Principal & Interest $0.00 Property Tax (data not provided by mls) $112.29 Homeowner's Insurance

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