109 Granger Lane, Panama City Beach, FL 32413

$899,000
  • 109 Granger Lane, Panama City Beach, FL 32413 Main Photo

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Active Price Reduced by $50,000 on April 15th, 2026
BEDS4 BATHS4 full SQUARE FEET2,738 MLS#781140
STATUSActive PROPERTY TYPEMulti Unit - Multiple SUBDIVISIONLaguna Beach

Property Description

Luxury Beachside Duplex | Laguna Beach | No HOA | High-Yield STR Potential Discover the ultimate ''Laguna Beach Lifestyle'' at 109 Granger Lane. Nestled on a rare 0. 25-acre lot just steps from the Gulf of Mexico, this 2,738 sq. ft. duplex offers the perfect blend of coastal charm and massive investment upside. Whether you are looking for a high-performing short-term rental, a multi-generational beach retreat, or a ''live-in-one, rent-the-other'' setup, this turnkey property delivers. The Property Highlights: Prime Location: Situated in the golf-cart-friendly Laguna Beach community, minutes from 30A but without the 30A price tag. Flexible Layout: Currently configured as a spacious duplex (4BR total), the property features rear entries and efficiency kitchens upstairs, offering the rare potential to be converted into a Quadplex. Turnkey Ready: Professionally furnished and decorated--this ''Gem'' is ready to hit the rental market on day one. Outdoor Oasis: The oversized lot provides ample parking for guests and toys, with plenty of room to add a private pool to further boost rental ADR (Average Daily Rate). Unbeatable Views: Rare dual-aspect appeal with Gulf proximity to the south and serene waterfront lake views to the north. Investment Snapshot: Projected Annual Income: Up to $130,000 in gross short-term rental revenue. Land Value: Situated on a premium parcel with land value alone estimated near $700k. No HOA: Total freedom for owners with no restrictive associations or monthly dues. Experience the quiet side of PCB with easy beach access and high-end vibes. 109 Granger Lane isn't just a home; it's a strategic asset in the Florida Panhandle's most sought-after growth corridor.

109 Granger Lane | MLS# 781140

This multi-family property located at 109 Granger Lane, Panama City Beach, FL 32413 is currently listed for sale with an asking price of $899,000. Search Panama City Beach real estate on www.premierfl.com today.

Property Features

Property Type: Multi Unit - Multiple
Cooling: Ceiling Fan(s), Ductless
Heating: Ductless
Home Style: Duplex
Lot Size: 0.23 Acres
Roof Type: Composition, Shingle
Taxes: $7,261
Year Built: 1983

Amenities

Interior Steps
Covered Patio
Deck
Patio
Outdoor Shower

Feature Descriptions

Appliances: Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater
Community Features: Short Term Rental Allowed
Days on Site: 168
Exterior: Stucco
Lot: Paved
Lot Dimensions: 70 x 145
Parcel#: 36731-000-000
Parking: Additional Parking
Parking Notes: Additional Parking
Patio/Porch: Balcony, Deck, Covered, Open, Patio, Porch
Sewer: Public Sewer
Special View Info: Lake
Waterfront: Lake, Lake Front

Room Sizes

Bedroom: 15 X 15 Level - Second
Living Room: 15 X 20 Level - First
Bedroom: 15 X 15 Level - Second
Living Room: 15 X 20 Level - First

Local Schools

High School: Arnold
Middle School: Surfside
Elementary School: West Bay

Listed By / Shown By

Listed By

Agency Name: Christies International Real Estate Emerald Coast

Shown By

Agency Title: Premier Property Group
Agency Phone: 850-337-1555

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Estimated Payment

$ 2,868.08 per month $2,000.78 Principal & Interest $605.08 Property Tax $262.21 Homeowner's Insurance

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