As we head into the final days of 2022, make sure you know all the best spots to ring in the new year! Our latest blog post gives you all the top places to celebrate! 
HarborWalk Village New Years Eve Street Party HarborWalk Village Saturday, December 31 7:00pm -12:00pm https://www.emeraldgrande.com/events/calendar-of-events/harborwalk-village-events/new-years-eve ----------------- Baytowne Countdown's Drone Spectacular The Village of Baytowne Wharf Saturday, December 31 10:00pm https://www.baytownewharf.com/what_to_do.php ---------------- Baytown Countdown NYE The Village of Baytowne Wharf Saturday, December 31…

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If you’re a homeowner, odds are your equity has grown significantly over the last few years as home prices skyrocketed and you made your monthly mortgage payments. Home equity builds over time and can help you achieve certain goals. According to the latest Equity Insights Report from CoreLogic, the average borrower with a home loan has almost $300,000 in equity right now.

As you weigh your options, especially in the face of inflation and talk of a recession, it’s important to understand your assets and how you can leverage them. A real estate professional is the best resource to help you understand how much home equity you have and advise you on some of the ways you can use it.  Here are a few examples.

1. Buy a Home That Fits Your Needs

If…

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There’s no denying the housing market is undergoing a shift this season, and that may leave you with some questions about whether it still makes sense to sell your house. Here are three of the top questions you may be asking – and the data that helps answer them – so you can make a confident decision.

1. Should I Wait To Sell?

Even though the supply of homes for sale has increased in 2022, inventory is still low overall. That means it’s still a sellers’ market. The graph below helps put the inventory growth into perspective. Using data from the National Association of Realtors (NAR), it shows just how far off we are from flipping to a buyers’ market:

While buyers have regained some negotiation power as inventory has grown, you haven’t…

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Now that the end of 2022 is within sight, you may be wondering what’s going to happen in the housing market next year and what that may mean if you’re thinking about buying a home. Here’s a look at the latest expert insights on both mortgage rates and home prices so you can make your best move possible.

Mortgage Rates Will Continue To Respond to Inflation

There’s no doubt mortgage rates have skyrocketed this year as the market responded to high inflation. The increases we’ve seen were fast and dramatic, and the average 30-year fixed mortgage rate even surpassed 7% at the end of last month. In fact, it’s the first time they’ve risen this high in over 20 years (see graph below):

In their latest quarterly report, Freddie Mac explains just…

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Destin Harbor Lighted Christmas Boat Parade and Fireworks, Sunday, December 11.

https://sowal.com/event/destin-boat-parade?date=2022-12-11


City of Destin Christmas Parade, Saturday, December 10.

https://www.nwfdailynews.com/story/entertainment/events/2022/11/21/destin-christmas-parade-and-boat-parade-2022-what-know/10705934002/


Christmas Parade Grand Marshall hails from one of Destin's 1st families

https://www.thedestinlog.com/story/news/local/2022/11/28/lloyd-taylor-serve-grand-marshal-destin-christmas-parade/10752598002/


Get in the Winter Spirit at Baytowne on Ice, Now through February 4th

https://www.baytownewharf.com/event_details.php?t=1&event=225


Celebrate new beginnings at the Okaloosa Island New Year's…

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12 Nights of Lights at Baytowne Wharf:

https://sowal.com/event/12-nights-of-lights-at-baytowne-wharf-2?date=2022-12-03


Get in the Winter Spirit at Baytowne on Ice, Now through February 4th

https://www.baytownewharf.com/event_details.php?t=1&event=225


See more than 10 Million Lights at Christmas Reflections in Defuniak Springs

https://www.defuniaksprings.net/1097/Christmas-Reflections


Topsail Hill Preserve State Park's Annual Santa's Camp Christmas, December 9th & 10th

https://sowal.com/event/topsail-hill-preserve-state-park-santas-camp-christmas-1?date=2022-12-09


The Emerald Coast Theatre Company Presents three Christmas shows: A Charlie Brown Christmas, The Best Christmas Pageant Ever, and Christmas Cabaret at…

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